Posts Tagged ‘home’


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Those who know their cigars well also, by that same token, know Brazil-albeit as a source of great tobacco rather than as a top cigar-producing nation. Brazilian tobacco, mainly produced in the country’s temperate northeastern and southern regions, turns up in such world-class cigars as Carlos Torano’s Toro, but the country’s cigar producers themselves haven’t always gotten the same respect. But that may be about to change. After all, Brazilian cigars-including the Angelina, Dannemann and Dannemann, Le Cigar, Don Pepe, Dom Porfirio, and Dona Flor (named for Jorge Amado’s classic novel Dona Flor and Her Two Husbands)-have already convinced many US cigar aficionados that this country’s cigars are as good as its tobacco.

But Brazil’s own rich history-and its sure-to-be-turbulent future-make it an important place for cigar smokers to understand. How has one of the world’s important tobacco-producing nations come to be the home of one of the strongest anti-smoking movements in the Western Hemisphere? And will these two opposing tendencies continue, uneasily, to coexist? Only a prophet could say-but perhaps a brief backgrounder on this Latin American nation can provide some helpful context.

The first thing to know about Brazil is that it’s big-in resources, landmass, and people. It’s the fifth-largest country in the world, and the fifth most populous. Among the world’s pro forma democracies, it ranks fourth in population size, and it controls a powerful economy, ranking ninth in the world in purchasing power. It’s a diverse country, too, with one hundred-eighty-eight living languages, and, interestingly enough, the world’s largest confirmed reserve of uncontacted peoples-small pre-industrial tribes that, for all practical purposes, have stayed sealed off from the rest of the world. In this single nation, then, an ultramodern economy exists side-by-side with some of the world’s last refuges of pre-industrial life, and gleaming cities (Sao Paulo and Brasilia) share the same boundary with huge swaths of rainforest.

What kind of culture does such a diverse country produce? Well-a similar situation produced artistic riches for the United States, and things are hardly any different for Brazil. Consider tropicalismo, one of the country’s major artistic exports. This musical movement, spearheaded by the legendary band Os Mutantes and the singer-songwriters Caetano Veloso, Gilberto Gil, Gal Costa, and manic genius Tom Ze among others, fuses all the diverse musics of this country (along with a hefty dose of Bob Dylan, Velvet Underground and jazz) to create some of the best-regarded music of the 1970s. Whatever political and logistical headaches it may pose, such bursting-at-the-seams diversity is good fortune for any artist lucky enough to benefit from it.

Like many Latin American countries (and like the US), Brazil was originally the colony of an ambitious European nation-in this case, Portugal. Led by its Portuguese-born regent, Pedro I, the country won its independence in 1822. What followed was a long power struggle between Pedro (eventually replaced by his son Pedro II), various rebelling factions of the population, and the country’s economically dominant classes, who found Pedro variously useful and irksome, depending on the situation. Following the deposition of Pedro II in 1889, the country became a republic; during the twentieth century, though, Brazil fell frequently to military coups, some of them (most infamously in 1964) made possible by covert US assistance. Its current relative freedom has lasted only since 1985.

Made up of twenty-six states and a federal district (think Washington, D.C.), the country’s exports include (among others) coffee, iron ore, ethanol, textiles, shoes, and cars. With a major modernizing initiative underway-in 2007, the country’s government, under President Luis Ignacio DaSilva, dedicated three hundred billion dollars to renovating power plants, roads and ports-Brazil clearly intends to keep those exports booming. Including tobacco? Well-that’s dicier. Brazil is incredibly rich in natural resources, but that rainforest shrinks every day. The resulting controversy raises issues for tobacco farmers: only a sustainable ecology will ensure that Brazil continues to yield those fine tobacco crops, and yet some sustainability measures may threaten farmers’ short-term profits (small farmers, many of them, and small profits). It’s a difficult balance.

More threatening, perhaps, for those of us who value Brazil’s contribution to cigar culture, is the strength of its anti-smoking movement. The country has some of the toughest anti-smoking laws in the world, funnels large amounts of money into anti-tobacco campaigns, and forbids tobacco-products advertising in any form. Still, the total number of smokers grew slightly during the past decade. Some business experts forecast that the country’s tobacco industry will have to get used to a shrinking overall population of smokers, and concentrate instead on increasing brand value, making better and safer products. Cigars, designed to be used in moderation and savored, may well flourish in this environment. At any rate, the reported use of genetically-modified tobacco crops in the country’s southern region suggests that tobacco-related controversies will continue in Brazil.

CigarFox provides you the opportunity to build your own sampler of the finest cigars that include cigar brands like Montecristo, Romeo & Julieta, H Upmann, Macanudo, Cohiba, Partagas, Gurkha and many more. Choose from more than 1200 different cigars! Other cigar products include cigar humidors, cigar boxes, and cigar accessories like Zippo Lighters.

The many frightening tragedies that can plague homeowners are often enough motivation to select an appropriate Home Insurance policy.  There is a tremendous amount of liability associated with owning a home, but adequate coverage can help alleviate the potential stress.

The thought of losing the actual house and its contents due to fire or disaster is also not something that many consumers wish to think about.  Home Insurance is obviously very important, but there are multiple ways to save hundreds of dollars and have more money left over for other needs and desires.

Smokers often are aware of how much money they would save on the cost of cigarettes if they were to stop smoking, but few realize that their homeowner’s insurance premiums may decrease as well.  A substantial portion of house fires are started by cigarettes and cigars, so insurance companies will often charge smokers a higher premium.

Home insurance companies are very interested in encouraging the use of security devices that will minimize their exposure to loss claims deriving from theft or burglary.  Many alarm systems are very inexpensive to purchase, and yet they can drastically decrease the cost of coverage.

Many insurance companies appreciate customer loyalty and are willing to provide discounts to individuals that utilize their company for more than one type of insurance.  For example, maintaining both auto insurance and home insurance with the same company will often yield a lower cost on both policies.

Homeowners that file multiple claims pose a substantial risk to home insurers, so there are often lower premiums offered to consumers that have never filed any type of claim.  As a result, many individuals realize that it is better to pay out of pocket for small and insignificant losses and save the home insurance for major catastrophes and disasters.

All of the discounts available to consumers should definitely be taken advantage of, but the best way to save on home insurance is to properly compare multiple quotes and options.  Although comparison shopping typically involves a great deal of homework, there are methods that may actually make it quite simple and brief.  Insurance comparison sites are an excellent way to line up various companies and compare quotes, and all that is required is a small amount of information.  The results will be from a variety of different insurance providers and you are virtually guaranteed to find the most affordable and yet most appropriate Home Insurance.

Start Saving Money on Home Insurance Today. Compare free quotes or to find a list of Top rated insurance providers in your area at www.InsureWish.com

Robert Frank’s book titled Richistan is about the lives of the new rich and those who make up the wealth boom occurring in the United States.  The book is 250 pages long and is fun to read.  While we know there are millions of millionaires in the world, Frank exposes them in completely new ways, from how they hire butlers to the silly ways in which they make their fortunes.  Frank gives us perspectives that we never think about when it comes to the self-made, rich population. 

To start the book, the author gives the reader an idea of just how many millionaires there are in the United States; about eight million as of 2003.  This number has risen drastically between 2003 and 2009.  He also goes on to define the term “Richistan,” and divides his new country into three different categories based on household net worth.  Lower Richistan consists of households worth $1 million to $10 million dollars.  Middle Richistan consists of households worth $10 million to $100 million dollars.  The elite Upper Richistanis consist of households worth $100 million to $1 billion dollars.  There are only several thousand households in the Upper Richistani category. 

Chapter one is titled, “Butler Boot Camp: Housetraining the New Rich.”  This chapter serves as a great introduction to the secret world of the new rich households.  Frank talks of butler boot camps, especially the boot camp held at the prestigious Starkey International Institute for Household Management.  Here, men and women train to simply run the households of millionaires and billionaires and get paid a ridiculous amount of money to answer to the wishes and needs of the super rich.  These butlers get paid anywhere from $75,000 dollars to well into six-figure territory.  They must know how to please the super rich, and tasks include washing high-end cars, rolling cigars, setting up home entertainment systems, and the usual services such as cooking and babysitting. 

Chapter two is titled, “The Third Wave: The Era of the Instapreneur.”  There are thousands of people who are becoming instant millionaires every year.  In fact, in 2005 there were about 227,000 new financial millionaires in the United States alone.  Robert Frank describes in this chapter the six ways that most people acquire their wealth and points out several individuals who have instantly made millions of dollars through development and sales of several large companies.  Jared Polis, for example, has developed more than a dozen companies and sold them all for more than a total of $600 million dollars. 

Chapter three is titled, “Making It: Ed Bazinet, King of the Ceramic Village.”  This chapter is devoted to those who have made fortunes in an unlikely manner.  One person mentioned in this chapter is Sydell Miller.  Ms. Miller operated a hair salon and developed a shampoo line called Matrix Essentials, which she was fortunate enough to sell to Bristol-Myers Squibb for a mere $1 billion dollars.  Then there is the chapter’s title man, Ed Bazinet, who created miniature ceramic houses and ended up mass producing them for department stores.  By taking a chance and producing his line of mini houses, he is worth over $100 million dollars.  This chapter gives you the feeling that anyone can be rich if you have the will and a good idea. 

Chapter four is titled, “Living It: Tim Blixseth.”  This chapter talks about those who love their work and make their work their life.  Men and women like Tim Blixseth do not seem to have the capability to relax; they are always thinking about business.  Tim may be on vacation or relaxing on his yacht, but he never stops working on his business.  Blixseth started in business at a young age by buying and selling timber to various other companies, and eventually started the Yellowstone Club, which charges $250,000 dollars to join and millions of dollars for the right to build a house on his land.  This ultra-exclusive club has members such as Bill Gates and Dan Quayle who want their own retreat where privacy is at a maximum.

Chapter six is titled, “Barbarians in the Ballroom: New Money vs. Old.”  Formal celebrations and balls are popular in the world of the ultra-rich.  People are invited and expected to attend, knowing that a large monetary donation to the charity of choice is mandatory.  The rich must donate large amounts of money and when they fail to donate, controversy arises.  Not only are people expected to donate up to millions of dollars at a time, but there is also controversy about who is allowed or nominated to be chairperson of these formal events.  The chapter goes on to discuss homes owned by Donald Trump and Sean Combs and how much property in various parts of the country can sell for.  This chapter is the least interesting of the book, but still gives good information on the world of the ultra-rich. 

Chapter seven is titled, “Size Really Does Matter: My Boat is Bigger than Your Boat.”  The seventh chapter is all about comparing the property and expenses of the rich versus the ultra-rich.  Mega yachts seem like standard property for a rich person these days, and boats are coming in huge sizes with all kinds of crazy options.  Some foreign leaders are having boats made that are about 500 feet long, costing over $200 million dollars to build.  The boats come with smaller boats, helicopter pads, dozens of hot tubs, swimming pools, theaters, gold-plated bathrooms, etc.  The author goes on to mention how millionaires compare cars, watches, and homes, and spend vast amounts of money just so they can have the biggest and the best. 

Chapter eight is called, “Performance Philanthropy: Giving for Results.”  This chapter is intriguing, and it discusses entrepreneurial charity.  People like Philip Berber who made a vast amount of money with an online stock trading company which he sold for nearly a half billion dollars, are finding new ways to spend their money.  Berber started Glimmer of Hope, a company which uses large amounts of money to help make the world a better place.  Other millionaires and billionaires like Michael Dell have donated millions of dollars to help Berber build schools, health clinics, waters wells, and vet clinics in countries where poverty is a severe issue.  Men and women like Berber and Dell have high hopes to heal the world and have taken the initiative to help fight poverty with the fortunes they have accumulated.

Chapter nine is titled, “Move Over, Christian Coalition: The New Political Kingmakers.”  The ninth chapter deals with the money that drives politics and campaigns.  This chapter presents how policymakers ask for money to fuel their campaigns and the differences between the techniques Republicans and Democrats use to find their much-needed money.  Four Democratic supporters in Colorado helped to elect their candidate to the House of Representatives.  Not only did this happen in Colorado and the House of Representatives, but it happens all the time in the race for President of the United States.  The Republican Party often gains large sums of money in a public manner while the Democratic Party often collects money from the ultra-rich in a more private manner.  This chapter shows that people will stop at nothing to have their candidate nominated into office, even if it means donating millions of dollars every year. 

Chapters ten and eleven are titled, “Worried Wealth: The Trouble With Money,” and, “Aristokids: We’ll Always Have Paris.”  These two chapters talk about the troubles that come with large amounts of money.  For example, more than half of America’s super-rich agree that money does not buy happiness.  Money can dominate their lives and leave little time for personal time with kids and spouses.  Money can cause such concern that millionaires have started meeting groups to discuss financial matters and meet with similar people in similar situations to get concerns out in the open.  Who better to talk about your millions of dollars with than other millionaires?  The final chapter of the book talks about the super rich children, or those who are in prime position to inherit fortunes.  Kids today are attending classes to learn about manners and living the high-life.  They also are being forced to learn about finances and what to do with millions of dollars so when they do inherit the money one day, they will not make unwise decisions and blow the money away like many of today’s celebrities and heirs/heiresses are doing. 

Overall, Richistan is an engaging and enlightening book about today’s new rich.  This book will keep you reading as you learn facts about the rich that you probably never knew.  The chapters about prestigious butlers and how “bigger is better” are especially interesting and will give you a great idea how millionaires and billionaires really live and spend their fortunes.  This book is rated 4.5 out of 5. 

Daniel Breedlove is the owner and manager of Corner Office Books, the internet’s premier website for reviews and sales of hundreds of business-related books.

Author: Ali Zanjani

Article Source: MiNeeds.com, where consumers get competitive bids from Chauffeur & Limousine service providers. Read reviews, compare offers & save. It’s free!

Article Link: http://www.mineeds.com/san-diego/san-diego-limousine/Articles/Here-are-a-few-tips-for-renting-a-limo-wisely

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Limo Rental Tips

1. It’s always best to have the limousine service co. provide proof of insurance before you rent a limo.

2. What credit cards are accepted?

3. After booking of the limousine is complete, ask the limousine service co. send you a confirmation letter with all the details via email or fax.

4. Ask the limousine service co. about their late change or cancellations policies.

5. Are there any discounts for weekday limousine rental rates?

6. Are there any special rates available for renting a limo from the airport to your hotel and back? Many hotels have special arrangements made with the local limousine service providers.

7. Does the limousine service co. offer corporate discounts?

8. Does the limo service co. have a deferred payment plan at %0 interest for 30 days?

9. Does the limo service co. have any discount coupons or promotional rates to offer?

10. What make and model is the limousine? Make sure you’re not renting a limousine from an old fleet.

11. Ask about the seating capacity of the limousine, In some cases, it would be more cost effective and more enjoyable to rent one high-capacity limousine, instead of two standard-size stretched limousines..

12. Ask about free champagne in the limos.

13. Is smoking allowed or prohibited in the limousine? Will there be residual odors of cigars or cigarette in the limo?

14. Is the limousine driver’s uniform formal or casual?

15. Where will the limousine driver meet you?

16. If you rent a limo will the driver assist you with your luggage?

17. Can you rent a limo with special packages for weddings, bachelor(ette) party, birthdays, etc?

18. If the airplane does not arrive on time, how long will the limousine driver wait for you and how will you be charged for the extra time?

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Perhaps the movies are to blame. All those scenes where the powerful businessman or politician says to the ingenuous hero, “May I offer you a cigar,” then-without missing a beat-brandishes a gold-embossed cigar case. A case with no humidity controls. A case that is not a humidor.

Whatever the reason, many casual cigar smokers-and even fairly committed lovers of premium cigars-don’t realize how important it is to store your cigars in a humidor.

In fact, if you’re like many smokers, you’re asking yourself what a humidor is, and why you should use one. A humidor is, basically, a box that’s designed to maintain your cigars at a certain level of humidity (near seventy percent) and a proper temperature (seventy degrees or below) when you’re not, you know, smoking them.

Why exactly is that near-seventy-percent humidity figure so important? To answer this question, we have to remember what a cigar is-a set of cut, dried, cured, fermented, rolled-together leaves. When the cigar maker picked these leaves, allowed them to dry, and cured them, etc., it put those leaves on a process that ends in the death of the leaves, and the death of their flavor. In the open air, these leaves can easily dry out completely, and the cigar loses its taste. In a too-humid environment, on the other hand, they get moldy. Basically, the moment you purchase a cigar, you are in a war with the elements; your job is to keep the cigar’s flavor alive, while the elements (air, bacteria, etc.) want your cigar to be spoiled.

Humidity is your ally in that battle. The tobacco plant has evolved to thrive in an environment near seventy percent humidity-the condition in which you’ll most often find it in nature-and if you can replicate that humidity, your cigars are in good shape. The best humidors use Spanish cedar or Honduran mahogany to trap that moisture, and they have a hygrometer-a device that controls and allows you to monitor moisture levels.

Now that you know why you need one, here are some tips on the care and feeding of humidors. First of all, new humidors need to be “seasoned.” When you buy your humidor, before using it, wipe the interior wood with a moist cloth, then leave a small, closed container of water inside the humidor for 12 hours. After those twelve hours are up, check to see how much of the closed vial of water the humidor has “drank.” If it’s nearly empty, then repeat the process for another twenty-four hours. Repeat this process until the water stops evaporating; now the humidor is ready for your cigars!

You’ll also need to fill the hygrometer (the device controls humidity levels). Use distilled water-or a humidifying solution (the humidor should come with instructions regarding this choice). Let the excess water drip from the hygrometer into a sink, and wipe off the outside of the device. Put it in the humidor. Another option should you choose not to use a hygrometer, is a new product that many veteran keepers of the stick have turned to: Bóveda Packs. Bóveda Packs are an amazing invention. Each pack is rated for a certain humidity level, either 72%, 69% or 65%.

Simply place the correct number of Bóveda packets inside your humidor to maintain a precise relative humidity. Each Bóveda packet consists of a specially prepared saturated solution of pure water and natural salt. This saturated solution is contained within a water-vapor permeable reverse osmosis membrane. Within a closed desktop humidor Bóveda maintains a predetermined level of (RH) by releasing or absorbing purified water-vapor-as needed-through the membrane. Boveda Packs are only to be used once, they are not refillable. They become very stiff when the contents are spent. These amazing packs last around 2 months in an average humidor.

Another recommendation: don’t keep your humidor near any home appliances that tend to affect home humidity, or any places in the home where these appliances tend to be stored. These might include heaters, air conditioners, vents, fans, and windows. Keep it away, also, from sustained direct sunlight; pay attention to the way that sunlight exposure changes throughout the seasons, too, because some “safe places” in your home might be less safe during the summer, when the sun’s rays creep further in and stay longer.

And lastly, know what to do if, in spite of all your preparations, your cigars suffer an attack of tobacco beetles. This irritating species preys on tobacco and, in some cases, can bore through a humidor. First of all, remember not to let the temperature in your humidor go too high-tobacco beetles flourish at temperatures over 75 degrees. (So a tobacco-beetle infestation means you haven’t monitored that humidor carefully enough!) Take out the cigars that have been infested and keep them in your freezer for 48 hours. Refrigerate them for another day after that. Now they should be safely returnable to the humidor-which, in the meantime, should be thoroughly cleaned, checked for structural integrity, and if necessary, replaced. Spanish-cedar humidors, by the way, are slightly better for keeping these nasty beetles out in the first place.

CigarFox provides you the opportunity to build your own sampler of the finest cigars that include cigar brands like Montecristo, Romeo & Julieta, H Upmann, Macanudo, Cohiba, Partagas, Gurkha and many more. Choose from more than 1200 different cigars! Other cigar products include cigar humidors, cigar boxes, and cigar accessories like Zippo Lighters.

Before you bottle your beer, you have to sanitize the bottles, otherwise bacteria can form in the bottle and ruin the entire batch.

The first step of the process is to prepare a place for the bottles to sit while they are being sanitized. This should be a place that can hold 50 beet bottles. In home brewing, the best place for this is the bathtub. To prepare the bathtub, first scrub the tub will with bleach, then fill it up with water and a full bottle of bleach. Let this solution sit for a day and rinse.

The second step is to make another mixture of bleach and water. This mixture should be approximately one teaspoon of bleach per gallon. If doing this in a bathtub, it is about 2 cups of water. The proportion of this mixture does not need to be perfect, so don’t get too tied up making it exact.

Next, put the bottles into the tub (or whatever you are using to hold the mixture) making sure that the inside of the bottles are filled with the solution. Any other equipment used in the bottling process should be in the tub with the bottles. Everything should sit in the solution for about 20-30 minutes.

Rinse the bottles very well. Bacteria can ruin the batch of beer and so will extra bleach left in the bottle. When rinsing, do not touch the rim of the bottles with your hands. Move the bottles touching them on the outside. Continue to keep the bottles sanitary until the beer is capped.

Pat McLoughlin is a avid homebrewer and enjoys writing about it on his website homebrewhints.com. Home Brew Hints gives step by step instructions on how to brew beer at home as well as a collection of helpful hints that can assist you in your homebrewing process.

Article Source:http://www.articlesbase.com/wines-and-spirits-articles/home-brew-hints-sanitizing-your-bottles-and-equipment-1682987.html

If you have a passion for wine collecting, you possibly spend a lot of money on wines. So having a wine cellar to protect your investment is important. Here are some things to consider if you are thinking of creating your own.

There are some companies that offer free design services as well as factory prices and cooling equipment. These companies can turn any room, even a large closet, into a wine cellar. Choose one that has a great design department with project management and high quality installation by only very experienced craftsmen.

Wine cellars should be made of the best redwood available because this type of wood is resistant to rot and mildew. It comes from the heart of the redwood tree.

An inventory control system is important but often overlooked when constructing a new cellar. Owning a wine cellar is considered to be the lifestyle of the rich, but, nowadays, a lot of people own their own cellars.

Some other things to learn if you are going to have a wine cellar is how to choose the shape of the wine glass that is best for wine drinking and the right way that you should hold the glass. Know the four steps in tasting wine the way that the experts do.

Learn why oak barrels are used and what their markings mean. Discover why it is best for wine to be stored in darkness and what effect of the rays of the sun have.

It is also an optimal practice to store corks face down and you should know what can happen if the cork dries out when stored improperly.

Lastly, determine how large your wine cellar should be and how many bottles of wine will fit in it.

For tips on storing wine visit http://www.smallwinerack.org for ideas on small wine rack storage.

Article Source:http://www.articlesbase.com/wines-and-spirits-articles/home-wine-cellars-1640548.html

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